Manager Credit Risk Employment Opportunity – NC Bank
Job Title: Manager Credit Risk
Organisation: NC Bank
Duty Station: Kampala, Uganda
Reports to: Head of Credit
About NC Bank:
NC Bank Uganda Limited was incorporated in Uganda on 8th August 2011 and approved as a Commercial Bank (Class 1) by Bank of Uganda on 8th February 2012. The Bank is authorized to carry out financial services business as defined in the FI Act 2004 and Finance and Operating Leases. NIC Bank started operations on 1st June 2012 and its authorized place of business is plot 4/6 Nakasero Road on Rwenzori Towers. The Bank is a fully owned by NIC Bank Limited in Kenya.
Job Summary: The Manager Credit Risk will provide prudent credit risk management and decision making in the day to day operations of the credit function.
Key Duties and Responsibilities:
- Ensure credit risk management in the credit processes that maintains the banks’ exposure within set internal parameters
- Develop internal procedures that enhance credit risk at all levels of the credit approval and monitoring processes.
- The jobholder will also manage the credit risks associated with lending, transactional banking, trading, and investment activities, with the primary objective of assessing and managing risk within acceptable parameters.
- Provide high-quality analyses of credit facilities with appropriate recommendations to approving committees of the Bank. Present credit applications to credit committees when required.
- Actively engage in discussions with clients and other stakeholders to facilitate the credit analysis process and in depth understanding of the client’s business.
- Provide effective monitoring of the risk grade of credit facilities. Make recommendations to management and credit committees regarding credit applications.
- Tasked with identifying high risk credit accounts and undertake the necessary corrective action.
- Significantly contribute and guide management in the formulation of the bank’s credit strategy. Make recommendation to management and credit committees regarding industry trends, their implications and appropriate actions to take.
- Provide leadership over the credit risk and administration unit ensuring effective performance management of staff is carried out. Learning and development and succession planning in regards to the unit are done.
Qualifications, Skills and Experience:
- The applicant for the NC Bank Manager Credit Risk job placement should preferably hold a Bachelors Degree in Business related field.
- Possession of an MBA will be an added advantage.
- Professional Qualifications in Credit Management.
- At least three to five years of related working experience in active lending gained in the financial services industry.
- Credit risk awareness: Ability to conceptualize credit risk inherent in the Bank’s lending products.
- Legislation: Must be familiar with legislation and statutory requirements relating to credit approval, administration and monitoring.
- Conceptual and Analytical Skills: Must be able to conceptualize issues and analyze credit proposals to great detail to understand underlying issues.
- Technology Skills: Computer literate with proficiency in MS office and graphic applications, data analysis and presentation.
- Financial Analysis Knowledge: Ability to comprehend and analyze financial statements in regards to credit risk.
- Knowledge of Business Environment: Must understand local and global dynamics of the business environments facing customers, the bank and other stakeholders.
Personal Competences:
- Performance Oriented
- Personal Ethics
- Decisive and Independent
- Interpersonal Skills
- Negotiation Skills
- Communication Skills
- Proactive Initiator
- Attention to detail.
- Human Resources Management Skills
How to Apply:
All suitably qualified and interested candidates should send their applications together with fully updated CVs indicating three professional references, copies of academic transcripts and testimonials via E-mail to: HR@NC-bank.com
NB: Only short listed candidates shall be contacted.
Deadline: 12th June 2017