How Much Does Health Insurance Cost In South Africa 2024-2025
Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalization costs, cost of medicines, or doctor consultation fees.
How Much Does Health Insurance Cost In South Africa
Prices of private policies will always vary and can be difficult to generalize, but on average, health insurance in South Africa can cost from R1,000 to R2,000 per month for a family of four.
How much does private health care cost in South Africa?
Private consultation costs are around R350-400, compared to around R55 through state healthcare.
If you have private health insurance, you will be able to choose your own doctor.
You will also likely have a shorter waiting time for an appointment and should be able to access specialist healthcare without a referral.
What is the best health insurance in South Africa?
| SCHEME | COST FOR PRINCIPAL MEMBER |
|---|---|
| Discovery Health Keycare Core | R665 – R1 281 |
| Genesis Private Choice | R950 |
| Momentum Custom Option 1 | R1 152 |
| FedHealth Entryzone | R1 179 |
| Discovery Health Essential Delta Core | R1 190 |
| Discovery Health Coastal Core | R1 302 |
| Bonitas BonEssential | R1 316 |
| Resolution Health Hospital Plan | R1 375 |
| Discovery Health Smart Plan | R1 397 |
| Genesis Private | R1 420 |
| MediHelp Dimension Prime 1 | R1 452 |
| Discovery Health Essential Core | R1 499 |
| Momentum Custom Option 2 | R1 557 |
| FedHealth Maxima Core | R1 695 |
| Discovery Health Classic Core | R1 745 |
Is healthcare expensive in South Africa?
South Africa’s healthcare system is inefficient – both public and private.
The cost of healthcare is too high. In the long term, improving the quality of care in the public sector would balance out people’s need to have expensive medical insurance.
Who pays for healthcare in South Africa?
the government
South African public healthcare is funded by the government by taxation, as well as through point-of-care spending from patients. Public healthcare in South Africa is subsidized by up to 40%. The system uses the Uniform Patient Fee Schedule or UPFS to regulate patient billings and physician payments.