How Much Does Private Health Insurance Cost In South Africa 2024-2025
Private health insurance refers to any health insurance coverage that is offered by a private entity instead of a state or federal government. Insurance brokers and companies both fall into this category.
How Much Does Private Health Insurance Cost In South Africa
Prices of private policies will always vary and can be difficult to generalize, but on average, health insurance in South Africa can cost from R1,000 (£46) to R2,000 (£93) per month for a family of four.
Is there private health insurance in South Africa?
The South African healthcare system boasts both public and private hospitals, so expats and higher earners generally take out private health insurance to benefit from better conditions and shorter waiting times.
What is the best health insurance in South Africa?
These are the top-tier schemes that typically have unlimited hospital cover, and comprehensive day-to-day benefits.
Hospital Plans.
| SCHEME | COST FOR PRINCIPLE MEMBER |
|---|---|
| Discovery Health Keycare Core | R665 – R1 281 |
| Genesis Private Choice | R950 |
| Momentum Custom Option 1 | R1 152 |
| FedHealth Entryzone | R1 179 |
How does health insurance work?
Health insurance covers the cost of medical and surgical expenses incurred by the insured. The policyholder either has to pay for such expenses out-of-pocket and is later reimbursed by the insurer or the insurance company settles the bill directly with the network hospital.
What can you do if you can’t afford health insurance?
6 Ways to Get Healthcare if You Can’t Afford Health Insurance
Apply for Cost Assistance to Afford Health Insurance.
Look at Medicaid Options.
Get Short Term Health Insurance.
Choose a High Deductible Plan.
Consider Catastrophic Coverage as a Health Insurance.
Go to a Clinic if You Can’t Afford Health Insurance.