He /She will be ultimately responsible for providing strategic leadership and technical support in credit management, reviewing non-performing assets book and developing appropriate strategies to ensure timely recovery of amounts due with minimum loss exposure.
Main Duties and Responsibilities
To ensures loan processing and shares contribution are affected correctly
Verify and certify supporting documents for all loans application and advice accordingly
To prepare monthly Quarterly and annual loan portfolio reports.
To ensure timely disbursement to various customer accounts.
To ensure perfection and valuation of collaterals/Securities.
To grow loan book as per the set targets
To manage delinquency to be below the regulatory requirement.
To undertake periodic review of securities held against all non-performing facilitates in order to ensure they are perfected and that no dilution happens during the debt recovery periods.
Liaising with the head of operations to ensure provisions held against bad & doubtful debts are adequate and in compliance with the required guidelines.
Minimum Qualifications
Must be a holder of degree in business related field.
Profession qualification in CCP(K)
Diploma in Co-operative Management or credit management will be an added advantage.
Must have attained C+ in KCSE.
Proficiency in computer application, especially in accounting packages and systems.
Must of Knowledge of Sacco loan products
At least three(3) years’ experience in a similar capacity in a busy financial institution.
