Credit Analyst Job Opportunities – Bayport Financial Services (U) Limited
Job Title: Credit Analyst
Organisation: Bayport Financial Services (U) Limited
Duty Station: Kampala, Uganda
About Us:
Bayport Financial Services (U) Limited is a leading non-deposit taking credit institution which started operating in 2004. We are an equal opportunity employer, with operations in several African countries. We specialize in providing cash loans to salaried government employees.
Job Summary: The Credit Analyst is responsible for driving the Credit performance for the lending portfolio of Bayport. This unique opportunity would allow exposure to a large variety of responsibilities, covering lending portfolio management, credit risk management, scorecard development, segmentation, operational analysis and product development in the fast-developing retail lending business of Bayport.
Key Duties and Responsibilities:
- Manage the retail lending portfolio by analyzing the performance of existing portfolio to recommend actionable strategies on improving credit performance and operational processes to increase profitability.
- Produce useful insight and information from various sources to track and monitor portfolio performance and build regular tracking against business targets.
- Identify champion/challenger strategies or product tests, propose and execute the strategies to meet Key Business Objectives
- Own development and adoption of expert analytics and latest tools and techniques for portfolio improvement
- Liaise with group and in country functions and managers to achieve sales, credit and operational targets.
Qualifications, Skills and Experience:
- The ideal candidate for the Credit Analyst job should hold an advanced degree in mathematics/ economics/ finance or business and/or experience in specialist function in credit risk management
- At least two years of work experience dealing with credit management, data systems and business intelligence tools.
- High level of competence with statistical and analytical tools like SQL, SAS, Data warehouse tools and Excel to build impactful and quantifiable recommendations.
- Data proficiency and ability to manipulate and work with large volumes of loosely structured data and multiple data sources. Able to work independently on complex data management and analyses.
- Self-motivated and entrepreneurial in managing delivery and execution
- Experience in diverse roles in retail banking /financial service industry
- Experience in retail banking/finance in west Africa or emerging/fast growing retail lending sectors
- Experience in fast growing organization with hands on knowledge of growing retail lending portfolio from scratch
Personal Attributes:
- Detail-oriented individuals with demonstrated analytical and problem-solving skills and the ability to recognize non-obvious systems activity patterns and to challenge underlying assumptions
- Good level of communication and effective working relationships. Able to communicate and present to Board Level Executives.
- Seeking and utilizing feedback proactively and continually working to improve client satisfaction.
- Using their working time both efficiently and effectively to the benefit of the company
How to Apply:
All suitably qualified and interested candidates should send their applications to: hrcom@bayport.co.ug or click here; All applications should be addressed to;
The Human Resource Manager,
Bayport Financial Services (Uganda) Limited,
Plot 54, Lugogo Bypass, Kampala,
P.O. Box 1171, Kampala, Uganda
Deadline: 4th May 2018
: List of Current Job Vacancies / Opportunities in Uganda