Head of Credit (Corporate Banking) Job Placement – Cairo International Bank Limited (CIB)
Job Title: Head of Credit (Corporate Banking)
Organization: Cairo International Bank Limited (CIB)
Duty Station: Kampala, Uganda
Reports to: Managing Director
About US:
Cairo International Bank Limited (CIB) is a bank that has been operating in Uganda since September 1995, and regulated by the Bank of Uganda, offering a full range of banking services including; deposit taking, lending, treasury and trade finance services.
Job Summary: The Head of Credit (Corporate Banking) will provide leadership and overall oversight in the execution of the Credit department day-to-day activities making sure the prudent lending practices and compliance to regulations are within best practice principles
Key Duties and Responsibilities:
- The Head of Credit is responsible for overall supervision of activities, administration and efficient daily operations of the Credit department in accordance with the banks policies and statutory regulations.
- Provide strategic leadership for all credit processes of the bank and guide all related activities to build and protect a quality and profitable loan portfolio that supports the bank’s growth strategies, within sustainable risk parameters.
- Follow trends in the banking industry and propose adjustments/changes to the bank’s credit policies, strategy and procedures to ensure that the bank retains its competitive position and lending business.
- Drive all the credit activities including the mobilization of borrowers, the underwriting, and approval of loans, the review, and submission to the Board and Management Credit committees of large credit applications, and solving loan problems.
- Ensure the bank’s compliance with all regulatory requirements in the areas of credit, including compliance with lending limits, concentration, non-performance, classification, provision and writing off of debts.
- Participate in the continual review and update of the bank’s credit policies, guidelines and practices in line with changes in credit risk and the bank’s business priorities.
- Provide necessary guidance and leadership to subordinate teams to ensure effective execution of the department’s activities
- Review the periodic department reports and ensure timely generation/compilation of management information reports
- Provide credit training support for credit department and branch management teams
- Ensure that credit delivery is effective, responsive and meets customer satisfaction
- Ensure recovery of non-performing assets and provide remedial action for all overdue recoveries.
- Monitor and appraise the performance of credit department staff to ensure that the set targets are achieved.
- Actively participate in development of credit products.
Qualifications, Skills and Experience:
- The applicant for the Cairo International Bank Head of Credit (Corporate Banking) job must hold a good bachelor’s degree in Business administration, economics and the related business fields
- Relevant master’s degree or post graduate diploma
- Five to seven years of hands-on experience, five of which should be at Managerial level in Credit. Thorough understanding of typical credit policies, processes and the Financial Institutions Act (FIA) is a mandatory requirement.
- Good communication skills
- Team player
- Networking skills
- Keen attention to detail
- Analytical thinking required
How to Apply:
All suitably qualified and interested candidates should send their applications including a curriculum vitae, copies of academic and professional qualifications and one most recent passport-size photograph. Please send applications to the following address;
Cairo International Bank Limited,
Plot 30, Kampala Road,
P.O. Box 7052 Kampala. Uganda
Deadline: 22nd June 2018
: List of Current Job Vacancies / Opportunities in Uganda