DFCU Bank Uganda Services and Contacts
DFCU Bank Uganda Services and Contacts – A subsidiary of dfcu Limited, dfcu Bank is a leading banking and financial services company domiciled in Uganda. It came into existence in May 2000 following dfcu’s acquisition of Gold Trust Bank to extending universal banking services alongside the pre-existing equity finance; long term development finance; leasing and working capital finance.
DFCU Bank Uganda Swift Code
Swift Code General Structure
The SWIFT code / BIC code is made up of 8 or 11 characters, broken down as follows:
- 4 letters: Institution code or bank code.
- 2 letters: ISO 3166-1 alpha-2 country code
- 2 letters or digits: location code
- if the second character is “0”, then it is typically a test BIC as opposed to a BIC used on the live network.
- if the second character is “1”, then it denotes a passive participant in the SWIFT network
- if the second character is “2”, then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
- 3 letters or digits: branch code, optional (‘XXX’ for primary office)
Where an 8-digit code is given, it may be assumed that it refers to the primary office.
SWIFT Standards, a division of The Society for Worldwide Interbank Financial Telecommunication (SWIFT), handles the registration of these codes. Because SWIFT originally introduced what was later standardized as Business Identifier Codes (BICs), they are still often called SWIFT addresses or codes.
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DFCU BANK LIMITED – DFCUUGKA – Swift Code Details
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| SWIFT CODE | |
|---|---|
| SWIFT CODE (8 characters) |
DFCUUGKA |
| BANK NAME | DFCU BANK LIMITED |
| BRANCH | Primary Office |
| BRANCH CODE | XXX |
| CHIPS UID | 316302 |
| COUNTRY | UGANDA (UG) |
| CITY | KAMPALA |
| ADDRESS | DFCU TOWERS PLOT 26 KYADONDO ROAD NAKASERO |
| ZIP / POSTAL CODE | – |
| Status | Check |
| Money Transfer | Save on international fees by using TransferWise, which is up to 8x cheaper than SWIFT transfers. |
Swift Code DFCUUGKAXXX Breakdown
- No. meaningful digits:
- 8 – The short 8-letter swift refers to the PRIMARY Office of DFCU BANK LIMITED
- Institution / Bank Code:
- DFCU – This is the institution / bank code assigned to DFCU BANK LIMITED.
- Country Code:
- UG – This is the 2-letter country code associated with UGANDA (UG).
- Location Code:
- KA – This represents the location code and the second digit/character has a value of “A”. See swift code general structure explanation above for details.
- Branch Code:
- XXX – This branch code value means this is the Primary Office (or Head Office) branch for DFCU BANK LIMITED (this branch code is optional).
DFCU Bank Uganda Personal Accounts
DFCU Bank Current Account
The dfcu Salary account is specially designed to meet your needs by giving you flexibility to manage your transactions. We believe you deserve more that is why we have enhanced the account to offer your salary protection, give you access to unsecured personal loan and much more so that your dreams can come true.
Features
- Cheque Book and Visa Debit Card issued upon opening of the account
- Opening Balance: UGX. 10,000
- Salary protection cover at no additional cost
- Access to dfcu Personal Loans
- Access to the dfcu Quick Overdraft to sort out the things that cannot wait for payday
- 24/7 access to your account through dfcu QuickBanking
- Visa Debit cards that gives 24/7 access to your account
- Security of account activity through SMS alerts
- 2 passport photos
- National ID or Passport
Any one of the following documentation to confirm employment
- Letter of recommendation from the employer
- Employer ID
- Copy of Contract / Appointment Letter
- A recent pay slips
DFCU Bank Salary Account
The dfcu Salary account is specially designed to meet your needs by giving you flexibility to manage your transactions. We believe you deserve more that is why we have enhanced the account to offer your salary protection, give you access to unsecured personal loan and much more so that your dreams can come true.
Features
- Cheque Book and Visa Debit Card issued upon opening of the account
- Opening Balance: UGX. 10,000
Benefits
- Salary protection cover at no additional cost
- Access to dfcu Personal Loans
- Access to the dfcu Quick Overdraft to sort out the things that cannot wait for payday
- 24/7 access to your account through dfcu QuickBanking
- Visa Debit cards that gives 24/7 access to your account
- Security of account activity through SMS alerts
Requirements
- 2 passport photos
- National ID or Passport
Any one of the following documentation to confirm employment
- Letter of recommendation from the employer
- Employer ID
- Copy of Contract / Appointment Letter
- A recent pay slips
DFCU Bank Pinnacle Account
Plan and manage your costs better with a Pinnacle single fee account under our personalized service offering.
Features
- Available in UGX, USD and GBP
- Opening balance: UGX 50,000, USD 20, EUR 20, GBP 20
- Comes with a Gold Visa Debit Card
- Preferential ATM cash withdrawal limits
Benefits
- Life insurance
- 24/7 access to your account through dfcu QuickBanking
- Access to Unsecured Personal Loans of up to UGX 150 Million
- A dedicated Relationship Manager
- Certificate of Copy of SACCO bye-laws
- Minute and resolution to open account
- A registered resolution defining the signatories and account opening mandate (if the SACCO is a registered company
- Certificate of incorporation for the case of companies
- Letter of registration issued by the Uganda Co-operative Savings and Credit Union (UCSCU)
Requirements
- 2 passport photos
- National ID or Passport
- Accompanied by any one of the following documentation to confirm employment:
a) Letter of recommendation from the employer
b) Employer ID
c) Copy of Contract / Appointment Letter
d) A recent Pay slip
DFCU Bank Standard Personal Account
The dfcu Standard Personal Account is a great choice for you if your transactions are typically business-like. It is designed to help you make the most of your money by making sure it is readily available whenever you need it.
Features
- Cheque Book and Visa Debit Card issued upon opening of the account
- Available in multiple currencies
- Opening Balance: UGX. 50,000, USD 200, GBP 200, EUR 200
Benefits
- Access to loans for business
- 24/7 access to your account through dfcu Quick Banking
- 24/7 access to ATM cash withdrawals
- Security of account activity through SMS alerts
- No limit on access to funds within balances
- Joint account option available
Requirements
- 2 passport photos
- National ID or Passport
DFCU Bank Sacco Account
Features
- Available in UGX only
- Opening balance: UGX. 200,000
Benefits
- No account maintenance fees
- Free withdrawals
- 24/7 access to your account through dfcu Online Banking
- Access to SACCO loans
Requirements
- 2 passport photos
- National ID or Passport
- Copy of the SACCO registration certificate issued by Uganda Co-operative Savings and Credit Union (UCSCU)
- Certificate Copy of SACCO bye-laws
- Minute and resolution to open account
- A registered resolution defining the signatories and account opening mandate (if the SACCO is a registered company)
- Certificate of incorporation for the case of companies
- Letter of registration issued by Uganda Co-operative Savings and Credit Union (UCSCU)
DFCU Bank Savings Accounts
DFCU Bank Classic Savings Account
This account offers flexibility to meet your savings needs while giving you unlimited access to your money.
Features
- Available in UGX and USD
- Opening balance: UGX 50,000 and USD 100
- One free over the counter withdrawal per month
Benefits
- Higher interest rates for higher balances
- 24/7 access to account through dfcu QuickBanking
- Funds in this account can be used to secure loans
- Ease of receiving or making payments through standing orders and transfer payments
- Access to e-statements
Requirements
- 2 passport phots
- National ID or passport
DFCU Bank Savings Plus Account
At dfcu we know that you work so hard and strive to save your money so you can use it at a later stage. The dfcu Savings Plus Account enables you save your money in your preferred currency.
Features
- Available in UGX, USD, EUR and or GBP
- Opening Balance: UGX. 250,000, USD 100, EUR 100 and GBP 100
- I free over the counter withdrawal per month
Benefits
- Higher interest rates for higher balances
- Ability to save money in your preferred currency.
- Saved funds can be used as loan collateral
- Ease of receiving or making payments through standing orders and transfer payments
- Access to e-statements
Requirements
- 2 passport photos
- National ID or Passport
DFCU Bank Dembe Account
Is an easy to use card-based savings account for people who want to build their savings.
Features
Available in UGX only
Opening Balance UGX. 5,000
Has a Visa Debit card to facilitate transactions
Benefits
Higher interest rates for higher balances
24/7 access to your account through dfcu Quick Banking
No low balance fee hence unlimited access to your cash
Convenient access through ATM
Access to e-statements
Requirements
- 2 passport photos
- National ID or Passport
DFCU Bank Agri group Account
Designed for registered farmer groups and associations, the dfcu Farmer Group account helps you realize your business plans effectively.
Features
- Available in UGX only
- Opening and minimum Balance: UGX. 50,000
- I free over the counter withdrawal per month
Benefits
- No maintenance fees
- Attractive interest rates payable on amounts saved
- Inter-transfer between farmer group accounts and group members
- Free capacity building and financial literacy training for members
Requirements
- Certificate of Registration
- A constitution
- Resolution/ minute to open account with dfcu Bank
- 2 Passport photos per signatory
- National ID/ Passport of each signatory
DFCU Bank Smart Plan Account
If you have a high propensity to save, then dfcu Smart plan is ideal for you. With a Smart Plan you will grow your money and make that dream a reality. The Plan offers you the opportunity to grow your wealth by committing to a regular monthly deposit, enabling you to reach your goal faster.
Features
- Helps you achieve your goal for a specified period
- No transactional or monthly management fees.
- The longer the plan period chosen the higher the interest rate.
- Free standing orders into the account from any dfcu account
Benefits
- Helps you achieve your goal for a specified period
- No transactional or monthly management fees.
- The longer the plan period chosen the higher the interest rate.
- Free standing orders into the account from any dfcu account
Requirements
- 2 passport photos
- National ID or Passport
DFCU Bank Campus Plus Account
dfcu Campus Plus caters for unique needs of students in Institutions of higher learning, guaranteeing a more pleasurable banking experience.
- Banking at your fingertips through dfcu QuickBanking
Features
- Minimum opening deposit of UGX 20,000.
- Account is available in UGX
Benefits
- Low maintenance fees
- Safe custody services
- Free cash deposits
- 24/7 access to your account through dfcu Online Banking
Requirements
- 2 passport photos
- National ID or Passport
DFCU Bank Young Savers Account
A little can go a long way…
By starting early and staying committed, you can set your child on the path to financial security with the dfcu Young Savers account.
Features
- Multi-currency option including UGX, USD, EUR and or GBP
- Opening Balance: UGX. 50,000, USD 100, EUR 100 and GBP 100
- I free over the counter withdrawal per month
Benefits
- Gradual saving for the children’s future
- Extra income earned from interest
- Ability to save money in your preferred currency.
- Ease of receiving or making payments through standing orders and transfer payments
- Access to e-statements
- Facilitation of joint operation through joint accounts.
Requirements
- 2 passport photos each for the child and parent
- National ID or Passport
- Child’s birth certificate/ Proof of guardianship
When you stand together, you achieve more together. The dfcu Investment Clubs Account is designed to help you achieve more together. Simply get together with like-minded friends, family or colleagues and we will equip you with the tools you need to succeed financially.
Features
- Multi-currency option including UGX, USD, EUR and or GBP
- Opening Balance: UGX. 50,000, USD 100, EUR 100 and GBP 100
- I free over the counter withdrawal per month
- Attractive interest rates of up to 6.5%
Benefits
- Group savings- Opportunity to save and invest with family and friends
- Extra income earned from interest
- Loan amounts of up to 150% of amount saved
- Ability to save money in your preferred currency.
- Access to e-statements
- Opportunity to learn through financial literacy sessions.
- Accessibility to an investment club loan offered at concessionary interest rates.
- 24/7 access to your account through dfcu Quick Connect
Requirements
- 2 passport photos for each signatory
- National ID or Passport per signatory
- Registered constitution for the club
- Resolution to open an account with dfcu Bank
DFCU Bank Fixed Deposit Account
Looking to invest significant funds for a specific period of time at a fixed rate of interest? The dfcu Fixed Deposit Account offers you just that and more…
Features
- The interest rate is fixed for the full period of your investment.
- Varying maturity term periods to suit customer needs
- Lump sum investment deposit account
- Option to get your Interest monthly
- Investment option available in different currencies of UGX & USD
Benefits
- High returns due to computation of interest on daily balances
- Competitive interest rate
- Discounted borrowing rates should you use funds held as collateral (can be used to secure loans and over drafts)
- No transactional fee or monthly maintenance fees
- Risk free opportunity to invest idle funds
Requirements
- 2 passport photos
- National ID or Passport
DFCU Bank Loans
DFCU Bank Personal Loans
Achieve your dreams with the dfcu unsecured Personal Loan.
The personal loan is ideal for purchase of new furniture and other household items, home renovations and repairs, paying for important life events, purchase of a new vehicle, fund opportunities or emergencies and down payment on house.
Features
- Salary loan protection cover
- Attractive interest rates
- Monthly repayments/ installments
- Available in UGX and USD currencies
- Repayment amount not more than 50% of net income
- Loan payable in 2 to 60 months
Benefits
- Unsecured Loan amount of up to UGX 100M
- Guaranteed response within 48 hours
- Loan insured against death and permanent disability
Requirements
- 2 passport photos
- National ID or Passport
- Letter of undertaking or introduction
- Most recent pay slips
- Net salary must be at least UGX200,000 for Government employees & UGX400,000 for Non- Government employees/.
- Sketch map for the place of residence
- NSSF card
- 6 months’ bank salary statement
- Financial card
DFCU Bank Quick Overdraft
When payday is still awhile away, let the dfcu Quick Overdraft sort you out.
Features
- Insurance protection cover against death and disability
- Available in UGX and USD currencies
- Loan payable in 1 month.
Benefits
- Enjoy up to 70% of your monthly salary including existing loan repayments
- Guaranteed response within 12 hours
- Open to all customers with dfcu salary current accounts
Requirements
- Copy of Driver’s License/National ID or Passport
- Copy of appointment letter or contract
- Most recent pay slips
- Work Permit (if foreign National)
- Financial card
DFCU Bank Home Loans
Make your home dream come true with the dfcu Home Loans. This is ideal for buying a house, completing or renovating a house, equity release and refinancing.
Features
- Maximum amount is based on affordability
- Mortgage protection cover
- Attractive interest rates
- Maximum age is 65 years
- Equal installments paid by formally employed individuals
- Non equal payments paid by individuals with irregular cash flows.
- Available in UGX and USD currencies
- Repayment amount not more than 50% of net income
- Loan payable in 20years for loan in UGX and 10years for loan in USD
Benefits
- Competitive Interest rates
- High loan amounts
- Long tenor period to allow repayments for up to 20 years.
- Guaranteed response within 24 hours
- Loan amounts dependent on your income and property value
Requirements
Eligibility
- Both Citizens and Non-Citizens*
- Minimum age 25
- Both Salaried and Self Employed customers meeting all the specified requirements
- Professionals and consultants who earn a regular monthly income
- Collateral must be in Uganda.
Duly completed and signed home loan application form with the following documentation attached;
Personal details
- Work ID/Valid Identification such as passport
- Financial Card
- Tin number
- 3 passport size photos
- Proof of Nationality e.g. passport/voters card
- Proof of residence e.g. Utility bill, Tenancy agreement
- For Equity release and refinance mortgages involving matrimonial homes; provide spousal consent and marriage certificate. For the spouse in question, provide a valid identification and a passport size photo. Other requirements on
The Personal Banking business unit focuses on meeting the financial needs of the individual customers seeking fast, convenient and affordable financial solutions. DFCU nurture and grow customers by offering relevant personal banking solutions that support their financial transformation.
DFCU are always on hand to help you manage your money with a range of products and services that meet your savings, transactional, Investment and borrowing needs. Our wide multiple channels including dfcu QuickBanking (Internet Banking), 65 Branches, Visa and Interswitch give you access to your account 24/7.
DFCU Bank Construction Loans
Requirements
- Submission of approved building plans
- Submission of structural drawings
- Submission of Priced Bills of quantities duly signed
- Submission of dully executed contract between the developer and contractor if applicable
- In cases where guarantors are needed, complete information of the guarantor is needed
- Where Rent income is considered a copy of tenancy agreement and copy of title to be submitted
Collateral details
- Copy of certificate of title
- Photos of the property (Internal and External)
- Sale agreement/Offer letter (For purchases)
Approved building plans or Letter of commencement
DFCU Bank: Save for a Loan
A loan for Agriculture entrepreneurs that gives easy access to working capital for small to medium value chain players. This will involve those in Agricultural production, processing, Trade and Agro-input supply.
Features
- Loan amounts up to UGX 50 million
- Loan payable up to 24 months
- Based on savings
- Attractive interest rates
- Flexible repayments
- Available in UGX only
Benefits
- Easy access to working capital for the season
- Can be access by clients without land titles
- Access to business development trainings
- Access to crop or livestock insurance
- Grace period based on cash flow
Requirements
- 2 passport photos
- National ID or Passport
- Financial Card
- 2 seasons experience (business cycles)
- Collateral (Personal guarantors & savings)
Business Banking
The Business Banking unit focuses on small and medium enterprises seeking to nurture and grow their businesses. Whether you are looking for a flexible transactional account, working capital, funds to buy equipment or a trade finance partner that you can always count on, look no further, our finance solutions are designed to keep your medium sized business moving in the right direction. E.g. for Traders, manufacturers, Contractors, Suppliers, Service providers, Schools, NGOs & Agriculture value chain.
Corporate Banking
Grow your business and stay ahead with our financial solutions that have been tailored to suit your needs. Our Corporate solutions are suitable for Multinationals, Local Corporates, Largescale farmers, Government organizations and Parastatal bodies.
DFCU Bank Uganda Contacts
Twitterhttps://twitter.com/dfcugroup
WhatsApp on +256776 760760
Toll Free Help Line Call us on 0800 222 000 / 0414351000
SMS Send an SMS to 8889
Mail Write to our respective Branch Managers and address it to dfcu Bank, P.O Box 70, Kampalacustomercare@dfcugroup.com