Several Credit Administrator Job Careers – Centenary Bank
Job Title: Credit Administrators (Several Job Careers)
Organization: Centenary Bank
Duty Station: Kampala, Uganda
Reports to: Branch Manager
About US:
Centenary Bank is the leading Commercial Micro Finance Bank in Uganda serving over 1,300,000 clients (a quarter of the banking population) in 58 branches spread countrywide. We are one of Uganda’s top three financial organisations, employing more than 1,900 people. Joining Centenary Bank is an opportunity to use your skills and experience in tackling real world problems.
Job Summary: The Credit Administrator will plan, drive, review, monitor and direct the growth and quality of branch lending activities, in line with the branch targets, strategies and the existing credit policies/ procedures.
Key Duties and Responsibilities:
- Zone the branch lending areas, segment the market, conduct potential mapping assigns loans officers the different zones and ensure effective lending to all the zones as per the bank’s strategies, guideline and procedures.
- Setting, driving, monitoring and reviewing performance of assigned portfolio for credit staff in terms of quality and quantity of the portfolio in accordance with the branch targets
- Marketing loan products and mobilizing clients in line with the bank policy & set targets and credit strategies
- Appraise or support appraisal, analysis and structuring of credit in line with the bank’s policy and procedures.
- Planning, organizing, chairing and documents proceedings of the branch loan committee approval and recovery committee meetings in line with the Bank’s lending policy.
- Checking / Verifying and establishing authenticity and completeness of documentation of loan documents in line with the lending guidelines.
- Disbursing credit within the delegated limit, according to approved terms and conditions and in line with the bank’s credit policy.
- Ensuring that the bank’s interest is registered on securities and documentation is complete for every loan as required by credit policy.
- Providing safe custody for the branch loan securities and files in line with the bank guidelines.
- Planning, coordinating and monitoring Teller, Vault and ATM operations through snap checks in line with the bank’s policy.
- Evaluating the performance of the loan portfolio mix and generating periodic reports in line with the bank guidelines and the branch targets for each product.
- Resolving client queries and complaints in order to maintain quality service delivery standards
- Reviewing and evaluating performance and development of subordinate staff.
Qualifications, Skills and Experience:
- The ideal candidate for the Centenary Bank Credit Administrator job placement should hold an Honor’s degree in Commerce, Business Administration, Economics and other relevant courses from a recognized University
- Other relevant professional qualifications an added advantage
- Training in credit essentials / courses related to Credit and Lending
- Three (3) years’ continuous service in branch credit operations as Commercial Loans Officer with Average NPR of not more than 4% and average disbursement of 4 cases for commercial loans respectively for the last one year.
- Good knowledge of existing bank products and credit policy and procedures
- Excellent communication skills (both written and oral)
- Interpersonal skills
- Superior customer service
- Relative Competence at current job and assessed potential to supervise others
- Ability and willingness to work at any branch or operational unit where/when posted
- Clean Disciplinary record for the last one year.
How to Apply:
All candidates who desire to join Centenary Bank should send their applications by following the instructions below; downloading an application form for employment, download here, filling it and enclosing an application letter, Curriculum Vitae (CV) with three professional referees and copies of academic testimonials/certificates and send the application to:
General Manager Human Resources, Centenary Bank, P.O. Box 1892 — Kampala, Uganda.
Note: While we thank all applicants for your interest. Only shortlisted applicants will be contacted. Only shortlisted applicants will be contacted.
Deadline: 29th June 2018 by 5:00pm
: List of Current Job Vacancies / Opportunities in Uganda