Fresher Business Banker Job Opportunities – Housing Finance Bank
Job Title: Business Banker (Fresher Job Opportunities)
Organization: Housing Finance Bank
Duty Station: Kampala, Uganda
Reports to: Branch Manager
About US:
Housing Finance Bank, is a Commercial Bank and the leading provider of housing finance solutions with a vision to be the preferred consumer and business bank with a focus on housing finance.
Job Summary: The Business Banker will provide a pro-active business banking sales and service management function that will retain and grow a portfolio of SME customers by identifying and implementing value adding and specialized financial product solutions from a range of standard and/or customized offering.
Key Duties and Responsibilities:
· The Business Banker will ensure adherence to the service standards and provide excellent customer service.
· Receive and verify customer documents for account opening, loan facilities, account amendments and any other customer instruction.
· Acquire new business relationships and accounts while growing the portfolio balance sheet as per set targets
· Manage credit and operational risk in account opening and loan processing
· Manage the loan portfolio through active participation in branch Credit Committee meetings, monitor/manage pre-Non Performing Loans (NPLs) and fully recover bank funds.
· Develop and execute an operational plan to support the branch and the Bank’s overall business strategies while delivering targeted achievements on business and institutional client growth, fees/ commission and interest income.
· Ensure the provision of adequate and efficient relationship management to business and institutional clients, in terms of quick transaction turnaround and resolution of their queries/problems.
· Provide timely professional direction/advice on all business and institutional client matters within the Branch/Bank.
Qualifications, Skills and Experience:
· The ideal candidate for the Housing Finance Bank Business Banker job must hold a Bachelor’s degree in Business Studies or a related field from a recognized university
· Two years of sales experience in branch business banking
· Good knowledge of the Business Banking value proposition
· Knowledge of risk management and credit principles of banking
· Understanding of financial statements.
· Strong numeracy skills
· Business and financial advisory skills
· Credit and Financial Analysis skills
· Strong communication skills
· Ability to adhere to all reporting and record-keeping requirements as outlined by Branch Management, head office stakeholders and duly-mandated external parties to ensure compliance to internal and regulatory standards.
· Managing the end-to-end process for all account relationships opened and credit applications initiated to ensure a smooth deal flow whilst meeting / exceeding revenue targets
· Excellent inter-personal skills to enable interaction and the establishment of positive relationships with all Bank employees and support departments.
· Able to maintain professional internal and external relationships that meet the Bank’s core values.
How to Apply:
All Interested candidates should hand deliver their applications with a recent CV, copies of all academic transcripts, certificates and testimonials, daytime telephone contact, postal and email address and three competent referees to:
Head, Human Resources,
Housing Finance Bank,
Investment House
4 Wampewo Avenue, Kololo
NB: Please take note that ONLY shortlisted candidates will be contacted and any form of canvassing will lead to automatic disqualification.
Deadline: 27th January 2021
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