Loan Agents Officer Job Opportunities – Kray Microfinance
Job Title : Loan Agents (Several Entry Level Job Vacancies)
Organization: Kray Microfinance
Duty Station: Kireka, Kampala, Uganda
Job summary: The Loan agents’ officers will be responsible for marketing the institution, mobilizing customers, preparation of customer loan applications, assessing their creditworthiness, generally managing customer relationships and loan portfolio as guided by the institution’s Credit policies.
Key responsibilities:
- Loan mobilization: participation in mobilization campaigns, scheduling meetings for potential loan applicants to obtain information on loans and answering questions about the process, available loan types or credit options that are available including the terms and conditions governing borrowing.
- Appraising loan files: Analyses loan applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans to be submitted to the credit committee in compliance with set loan standards of the institution.
- Loan compliance: Conducts monitoring of client’s loan performance in line with agreed terms and conditions of the loan and per set credit policy and procedures at KRAY to guarantee a qualitative loan portfolio for the institution.
- Reporting: Undertakes reporting on all client loan compliances, non-compliances, and incidents arising out of bad loans and trends in loan repayments as well as any feedback to support a qualitative portfolio.
- Loan documentation: Responsible for collecting, receiving, completing and updating all client loan files with loan information as and when needed
- Loan recovery: Provides the leadership regarding recoveries of all disbursed loans
Qualifications, Skills and Experience:
- Minimum of Diploma in Microfinance/accounting, marketing and any other related courses.
- Customer service.
- Trainable /fast learner.
- High level of integrity.
- Must have and also be able to use a smart phone
- Ability to ride a motorcycle and with a valid riding permit is an added advantage.
How to apply
Send your CV, documents and application letters to krayholdingslimited@gmail.com and copy to nabuwufuaida@gmail.com
Deadline: 25th October 2019
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