Several Credit Officer – Micro/Individual Lending Job Opportunities – Finance Trust Bank (FTB)

Several Credit Officer – Micro/Individual Lending Job Opportunities – Finance Trust Bank (FTB)

Job Title:        Credit Officer – Micro/Individual Lending (Several Job Opportunities)

Organization: Finance Trust Bank (FTB)

Duty Station:  Kampala, Uganda

Reports to: Credit Supervisor

About US:

Finance Trust Bank is licensed as a Tier 1 Commercial Bank after taking over the financial services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is a fully-fledged commercial bank serving a clientele of over 400,000 depositors and over 23,000’ borrowers, through a network of 36 branches countrywide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.

Job Summary:  The Credit Officer – Micro/Individual Lending will implement the Credit policies and procedures in line with the individual lending procedures of Finance Trust Bank.

Key Duties and Responsibilities: 

  • Build and maintain a good quality loan portfolio.
  • Market the company products in line with the individual lending policies & procedures.
  • Identify, assess, train and sensitize potential customers about loan products, amount and period in line with the individual lending policies & procedures of Finance Trust Bank.
  • Disburse loans to clients on daily basis after the loan meeting in line with the set performance targets and the recommendations of the credit committee.
  • Manage the relationship with customers in line with the Individual lending procedures of Finance Trust Bank.
  • Compile and submit loan returns in line with the individual lending methodology of Finance Trust.
  • Conduct on time loan recovery & aggressive savings mobilization.

Qualifications, Skills and Experience:

  • The applicant for the Finance Trust Bank (FTB) Credit Officer – Micro/Individual Lending job opportunity should hold a Degree/Diploma in a Business related field from a recognized Institution.
  • At least three years of working experience as a loans officer in a reputable organisation is a MUST.
  • Computer literacy skills
  • Good Sales and Marketing skills.
  • Highly organized person, with ability to multitask with ease.
  • Good Interpersonal skills.
  • Good Customer Service Skills.
  • Good oral and written communication skills.
  • Ability to work under pressure with minimum supervision and in a rural setting with farmers.
  • High level of integrity and self-drive.
  • Willingness to work in the field at least 60% of the time.
  • Ability to ride a motorcycle is a requirement.

How to Apply:

All suitably qualified candidates should address their applications to Head, Human Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala, Uganda, and email it to jobs@financetrust.co.ug as well as photocopies of academic testimonials, a CV with at least three reference contacts, including the most recent employer, and telephone number.

Deadline: 28th June 2018.

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