Fresher Debt Collection Officer Jobs – Pride Microfinance Limited (MDI)

Fresher Debt Collection Officer Jobs – Pride Microfinance Limited (MDI)

Job Title:   Debt Collection Officer

Organization: Pride Microfinance Limited (MDI) (Pride)

Duty Station: Kampala, Uganda

About US:

Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 34 networked branches and eight contact offices countrywide, an equal opportunity employer, regulated by Bank of Uganda under the MDI Act, 2003.

Job Summary:    The Debt Collection Officer will be tasked with the recovery  of  bad/written  off  loans  extended  in  accordance  with  Pride’s  policies  and procedures  and  the  laws  of  Uganda.

Key Duties and Responsibilities: 

Recovery  of  bad/written  off  loans.           

  • Survey  and  investigate  clients’  files  for  cases  of  defaulting.
  • Visit  defaulting  clients.
  • Delivering  of  recall  letters  and  ensuring  follow  up.
  • Prepare  and  deliver  demand  letters  to  defaulters  and  follow  up  on  payments.
  • Prepare  and  submit  weekly  and  monthly  progress  reports.
  • Train  staff  on  debt  recovery  skills.

Liaise  with  law  enforcement  on  recovery.             

  • Peruse  clients’  files  to  establish  type  and  location  of security.
  • Visit  locations  to  establish  the  availability  of  property  for  attachment.
  • Contact  law  enforcement  for  purposes  of  attachment.
  • Place  and  distribute  notices  of  sale.
  • Identify  the  highest  bidder  and  negotiate  terms  for  the  sale  of  attached  assets.
  • Arrange  with  the  respective  branch  for  consent  to  sale  and requisition  of  the  sale  agreement.

Facilitate the  prosecution  of  loan  defaulters.       

  • Investigate  cases  of  defaulting.
  • Gather  information  on  clients  from  the  Credit  Department.
  • Report  matters  of  criminal  nature  to  the  police.
  • Organise  potential  witnesses  to  make  statements.

Key Performance  Indicators:

  • Percentage  of  recovery  of  bad/written  off  loans.
  • Percentage  of  staff  trained  in  loan  recovery.
  • Timely  and  accurate  production  and  delivery  of  recall  letters and  monthly  updates  and  follow  up.
  • Successful sale  of  securities.

Qualifications, Skills and Experience:  

  • The ideal candidate for the Pride Debt Collection Officer job placement should preferably hold a Diploma  in  law.  (Lawyers  are  advised  not  to  apply)
  • At  least  one  year  experience  in  debt  collection  or  law  enforcement.
  • Knowledge  of  Laws  of  Uganda
  • Communication  skills
  • Business  acumen
  • People  management
  • Result  oriented
  • Good reporting  skills
  • Excellent interpersonal skills
  • Ability to meet  deadlines.

How to Apply:

All suitably qualified and interested candidates are encouraged to apply online by following the procedure;

  • Click Here
  • Create an Account
  • Fill in your personal information and upload your Curriculum Vitae (CV), including all your scanned academic credentials, 3 letters of recommendation from each of the referees and a passport photo.
  • Submit online i.e. no hardcopy deliveries will be accepted

Deadline: 1st June 2019

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